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Locations

A global software partner, wherever you do business

95 countries and 989+ cities, served by one engineering team with overlapping hours for every region.

Earth from space with glowing network connections

North America

Software development in Panama

3 cities · Banking, Logistics, Shipping

Panama City, Colón, David

Software development in Costa Rica

3 cities · Medical devices, Shared services, Tourism

San José, Heredia, Alajuela

Software development in Guatemala

2 cities · Remittances, BPO, Agribusiness

Guatemala City, Quetzaltenango

Software development in Puerto Rico

3 cities · Pharma manufacturing, Crypto, Medical devices

San Juan, Ponce, Dorado

Software development in Jamaica

2 cities · BPO, Tourism, Remittances

Kingston, Montego Bay

Software development in The Bahamas

2 cities · Digital assets, Wealth management, Tourism

Nassau, Freeport

Europe

Software development in Germany

35 cities · Manufacturing / Industry 4.0, Fintech, Automotive

Berlin, Munich, Frankfurt, Hamburg, Cologne, Stuttgart, Düsseldorf, Dortmund +27 more

Software development in France

25 cities · Fintech, Crypto (MiCA), Luxury retail

Paris, Lyon, Marseille, Toulouse, Nice, Nantes, Bordeaux, Lille +17 more

Software development in Belgium

8 cities · Payments infrastructure, Pharma, Logistics

Brussels, Antwerp, Ghent, Leuven, Liège, Mechelen, Bruges, Namur

Software development in Luxembourg

1 cities · Fund administration, Payments (EMI), Crypto (MiCA)

Luxembourg City

Software development in Italy

23 cities · Manufacturing, Fashion & retail, Fintech

Milan, Rome, Turin, Naples, Bologna, Florence, Venice, Genoa +15 more

Software development in Switzerland

10 cities · Private banking, Crypto Valley, Pharma

Zurich, Geneva, Zug, Basel, Lausanne, Lugano, Bern, Winterthur +2 more

Software development in Austria

7 cities · Crypto, Manufacturing, Tourism

Vienna, Graz, Linz, Salzburg, Innsbruck, Klagenfurt, Wels

Software development in Denmark

5 cities · Shipping, Pharma, Green energy

Copenhagen, Aarhus, Odense, Aalborg, Esbjerg

Software development in Finland

6 cities · Gaming, Telecom, Forestry tech

Helsinki, Espoo, Tampere, Oulu, Turku, Jyväskylä

Software development in the Czech Republic

6 cities · Automotive, Cybersecurity, E-commerce

Prague, Brno, Ostrava, Plzeň, Olomouc, Liberec

Software development in Romania

8 cities · Automation (RPA), Automotive, E-commerce

Bucharest, Cluj-Napoca, Timișoara, Iași, Brașov, Constanța, Oradea, Sibiu

Software development in Greece

6 cities · Shipping, Tourism, Real estate (Golden Visa)

Athens, Thessaloniki, Piraeus, Heraklion, Patras, Larissa

Software development in Malta

3 cities · iGaming, Crypto, Payments

Valletta, Sliema, St Julian's

Software development in Cyprus

3 cities · Forex & brokerage, Crypto, Shipping

Limassol, Nicosia, Larnaca

Software development in Estonia

2 cities · Digital government, Crypto, SaaS

Tallinn, Tartu

Software development in Lithuania

2 cities · EMI & payments, Fintech, Crypto

Vilnius, Kaunas

Software development in Hungary

4 cities · Automotive, Shared services, Pharma

Budapest, Debrecen, Győr, Szeged

Software development in Croatia

4 cities · Tourism, Gaming, Fintech

Zagreb, Split, Rijeka, Dubrovnik

Software development in Bulgaria

3 cities · IT outsourcing, Fintech, E-commerce

Sofia, Plovdiv, Varna

Software development in Serbia

3 cities · Gaming, IT services, Agritech

Belgrade, Novi Sad, Niš

Software development in Slovakia

3 cities · Automotive, Cybersecurity, Shared services

Bratislava, Košice, Žilina

Software development in Slovenia

3 cities · Blockchain, Pharma, Logistics

Ljubljana, Maribor, Koper

Software development in Latvia

2 cities · Fintech, Logistics, Drones

Riga, Daugavpils

Software development in Iceland

1 cities · Data centres, Seafood tech, Tourism

Reykjavík

Software development in Georgia

2 cities · Fintech, Crypto, Tourism

Tbilisi, Batumi

Software development in Armenia

2 cities · IT services, Fintech, Gaming

Yerevan, Gyumri

Gulf & Middle East

Asia Pacific

Software development in Singapore

6 cities · Fintech, Crypto (MAS-licensed), Logistics

Singapore, Raffles Place & CBD, Marina Bay, one-north, Jurong, Changi

Software development in Bangladesh

8 cities · Garments, Mobile financial services, Remittances

Dhaka, Chattogram, Gazipur, Sylhet, Khulna, Narayanganj, Rajshahi, Cumilla

Software development in Kazakhstan

3 cities · Fintech, Energy, Crypto (AIFC)

Almaty, Astana, Shymkent

Software development in Uzbekistan

2 cities · Fintech, E-commerce, Textiles

Tashkent, Samarkand

Software development in Azerbaijan

2 cities · Energy, Banking, Logistics

Baku, Ganja

Software development in Nepal

3 cities · Remittances, Tourism, Hydropower

Kathmandu, Pokhara, Lalitpur

Software development in Cambodia

2 cities · Fintech, Garments, Tourism

Phnom Penh, Siem Reap

Software development in Fiji

2 cities · Tourism, Remittances, Agriculture

Suva, Nadi

Africa

Software development in Kenya

9 cities · Mobile money, Agritech, Digital lending

Nairobi, Mombasa, Kisumu, Nakuru, Eldoret, Thika, Malindi, Nyeri +1 more

Software development in Morocco

8 cities · Automotive, Aerospace, Offshoring

Casablanca, Rabat, Tangier, Marrakech, Fès, Agadir, Kenitra, Meknès

Software development in Ghana

5 cities · Mobile money, Cocoa & gold, Fintech

Accra, Kumasi, Tema, Sekondi-Takoradi, Cape Coast

Software development in Rwanda

1 cities · Fintech, Gov-tech, Drones & health logistics

Kigali

Software development in Mauritius

2 cities · Global business & funds, Fintech, Tourism

Port Louis, Ebène CyberCity

Software development in Tanzania

5 cities · Mobile money, Logistics, Tourism

Dar es Salaam, Arusha, Zanzibar, Mwanza, Dodoma

Software development in Uganda

4 cities · Mobile money, Agritech, Energy

Kampala, Entebbe, Jinja, Gulu

Software development in Ethiopia

3 cities · Mobile money, Aviation, Manufacturing

Addis Ababa, Dire Dawa, Hawassa

Software development in Côte d'Ivoire

2 cities · Mobile money, Cocoa, Logistics

Abidjan, Yamoussoukro

Software development in Senegal

2 cities · Mobile money, Startups, Energy

Dakar, Thiès

Software development in Tunisia

3 cities · IT outsourcing, Automotive components, Startups

Tunis, Sfax, Sousse

Software development in Botswana

2 cities · Mining (diamonds), Banking, Tourism

Gaborone, Francistown

Software development in Zambia

3 cities · Copper mining, Mobile money, Agriculture

Lusaka, Ndola, Kitwe

Key takeaways

  • 95 countries and 989+ cities served.
  • Overlapping hours for every major region.
  • Local payment and regulatory knowledge built into delivery.
  • Remote-first collaboration with on-site workshops when needed.

Software development in North America

United States

US companies come to offshore partners mainly for senior engineering capacity at sustainable cost — scaling a SaaS roadmap, adding QA or DevOps squads, or shipping a fintech or crypto MVP without a six-month hiring cycle.

Canada

Canadian scale-ups pair strong AI research at home with offshore delivery for product engineering, QA and FINTRAC-ready compliance tooling, especially as the Retail Payment Activities Act brings new PSP obligations.

Mexico

Mexico's Fintech Law and SPEI real-time rails have created strong demand for wallets, lending apps and remittance platforms, while nearshoring is pushing factories to adopt ERP and supply-chain software.

Panama

As a regional banking and canal-logistics hub using the US dollar, Panama needs banking, trade-finance and shipping software.

Costa Rica

SINPE Móvil adoption and a strong medical-device export sector create demand for payments, quality and tourism platforms.

Dominican Republic

Tourism, remittances and free-zone exporters drive demand for booking, payment and nearshore software in the Dominican Republic.

Guatemala

Remittances and a growing BPO sector make Guatemala a market for money-transfer and contact-centre technology.

Puerto Rico

Puerto Rico's pharma and medical-device plants and its crypto and fintech community need compliant manufacturing and financial software.

Jamaica

Jamaica's BPO industry, tourism and JAM-DEX central bank digital currency drive demand for contact-centre, booking and payment software.

Trinidad and Tobago

Energy companies and regional banks in Trinidad and Tobago modernise operations and digital banking.

The Bahamas

The Bahamas regulates digital assets under the DARE Act and hosts wealth managers and resorts that need compliant financial and booking platforms.

Software development in South America

Brazil

Pix has made Brazil one of the most advanced instant-payment markets, driving demand for Pix integrations, Open Finance apps, digital wallets and crypto on-ramps.

Argentina

Persistent inflation has made stablecoins, crypto wallets and dollar-linked fintech products mainstream in Argentina.

Colombia

Colombian fintechs and remittance providers need wallet, lending and open-finance integrations as the country rolls out Bre-B instant payments.

Chile

Chile's Fintech Law and open-finance framework are pushing banks and startups to build API-first platforms, while mining firms invest in automation.

Peru

Wallets like Yape and Plin have digitised payments fast, and mining and agro-export companies need operations software.

Uruguay

Uruguay has EU data-adequacy status and a strong software-export culture, attracting fintech and SaaS companies.

Ecuador

A dollarised economy with growing digital banking, Ecuador needs payments, agro-export and logistics platforms.

Paraguay

Cheap hydro power and agribusiness exports make Paraguay a market for agritech, energy and crypto-infrastructure software.

Software development in Europe

United Kingdom

UK firms use offshore teams from India for open-banking integrations, FCA Consumer Duty-ready onboarding flows and legacy modernisation, helped by strong English communication and overlapping hours.

Ireland

Many global payment, crypto and SaaS companies run EU operations from Ireland and need GDPR-aligned engineering and MiCA-ready platforms.

Germany

German Mittelstand companies modernise ERP and IoT systems, while Berlin and Frankfurt fintechs need BaFin- and MiCA-aware custody and payment engineering.

France

France was an early crypto-licensing market and now operates under MiCA, creating demand for compliant wallets, exchanges and payment platforms.

Netherlands

Home of major payment processors, Dutch companies need iDEAL, PSP and logistics integrations built to EU standards.

Belgium

Belgium hosts EU institutions, pharma giants and Antwerp port, with demand for compliant enterprise and logistics platforms.

Luxembourg

Europe's fund-administration capital and an EMI licensing hub, Luxembourg needs fund-tech, tokenisation and payment platforms.

Spain

Spanish travel, real estate and fintech businesses invest in booking engines, PropTech and Bizum-enabled apps.

Portugal

Lisbon and Porto attract startups and digital nomads, with demand for SaaS, tourism and crypto-friendly fintech.

Italy

Italian manufacturers and fashion brands digitise supply chains and launch e-commerce and mobile experiences.

Switzerland

Zug's Crypto Valley and Zurich's private banks need secure custody, tokenisation and wealth-management platforms.

Austria

Austria hosts leading crypto brokers and strong manufacturers that need MiCA-ready platforms and Industry 4.0 software.

Sweden

One of the most cashless societies, Sweden drives demand for BankID, Swish and BNPL-style integrations.

Norway

Norwegian energy, maritime and seafood companies invest in IoT, analytics and Vipps-integrated customer apps.

Denmark

Danish shipping, pharma and wind-energy leaders need logistics, compliance and IoT software.

Finland

Finland's gaming studios, telecom and health-tech companies need specialist engineering capacity.

Poland

BLIK mobile payments and booming e-commerce make Poland one of Europe's fastest-growing digital markets.

Czech Republic

Czech automotive suppliers and cybersecurity firms need ERP, IoT and secure product engineering.

Romania

Romania's automation and automotive sectors drive demand for RPA, AI and manufacturing software.

Greece

Greek shipping owners and tourism operators invest in fleet, booking and property platforms.

Malta

Malta's iGaming and crypto licensing ecosystem needs KYC/AML, payment and player-account systems.

Cyprus

CySEC-licensed brokers and crypto firms need trading platforms, CRMs and compliance reporting.

Estonia

e-Residency makes Estonia a base for remote-first startups that outsource engineering from day one.

Lithuania

Lithuania issues many EU e-money and payment licences, so fintechs there need payment, IBAN and compliance platforms.

Hungary

Hungary hosts major automotive plants and shared-service centres, while its instant-payment system has pushed banks and fintechs toward real-time digital products.

Croatia

Croatia's strong tourism sector and growing tech scene — including gaming and mobility startups — create demand for booking, payment and product engineering.

Bulgaria

Bulgaria is an established software-services hub with growing fintech and e-commerce companies that need extra specialised capacity.

Serbia

Serbia's gaming studios and IT exporters, plus a digital-asset law, drive demand for game backends and fintech products.

Slovakia

Slovakia produces more cars per capita than any other country and hosts cybersecurity firms, creating demand for manufacturing and security software.

Slovenia

Slovenia has an active blockchain community and a strategic port at Koper, supporting Web3 and logistics software projects.

Latvia

Riga's fintech, logistics and drone companies seek engineering partners for payment and operations platforms.

Iceland

Iceland's renewable-powered data centres, seafood technology and tourism businesses need cloud, IoT and booking software.

Georgia

Georgia's virtual-asset framework, low taxes and fintech growth attract crypto and payment businesses that need compliant platforms.

Armenia

Armenia's fast-growing IT sector and fintechs partner with offshore teams to scale engineering and launch payment products.

Software development in Gulf & Middle East

United Arab Emirates

With VARA and ADGM licensing frameworks, the UAE is one of the world's most active markets for crypto exchanges, tokenised real estate and fintech apps — and our team works almost the same hours.

Saudi Arabia

Vision 2030 and the SAMA fintech sandbox are driving rapid investment in digital banking, BNPL, e-government and Arabic-first apps, with NCA cybersecurity controls as a baseline.

Qatar

Qatar's fintech strategy and QFC programmes support startups building wallets, payments and enterprise platforms.

Kuwait

Kuwaiti retailers, banks and delivery platforms invest in KNET-integrated apps and Arabic-first customer experiences.

Bahrain

Bahrain's regulatory sandbox and crypto-asset rules make it a launchpad for Gulf fintech and digital-asset firms.

Oman

Omani logistics, energy and tourism companies are digitising operations under Oman Vision 2040.

Türkiye

High crypto adoption, a huge e-commerce market and export manufacturers drive demand for licensed crypto platforms, marketplaces and ERP.

Jordan

Jordan's CliQ instant-payment system and a strong Arabic content and gaming scene create demand for fintech and digital products.

Software development in Asia Pacific

Australia

Australian businesses face a deep tech-talent shortage and turn to offshore partners for Consumer Data Right integrations, AUSTRAC-ready onboarding, PayTo payments and SaaS development.

New Zealand

NZ SaaS and agritech exporters use offshore teams to scale product engineering for global markets.

India

Indian businesses work with us on-site and remotely for UPI-enabled apps, ERP, AI automation and RBI-aligned fintech platforms.

Singapore

As Asia's fintech and digital-asset hub, Singapore firms need MAS-aware payment, custody, tokenisation and compliance engineering.

Malaysia

Digital-bank licences, DuitNow and semiconductor growth drive demand for Islamic-finance apps, e-wallets and manufacturing software.

Indonesia

Southeast Asia's largest digital economy needs QRIS payments, P2P lending, crypto-exchange and logistics platforms built for scale.

Thailand

PromptPay, licensed digital-asset exchanges and medical tourism drive demand for payments, booking and hospital software.

Vietnam

Electronics FDI, VietQR payments and mobile-first consumers create demand for manufacturing ERP, e-wallets and gaming platforms.

Philippines

Remittances, e-wallets like GCash and Maya, and a huge BPO sector drive demand for payment, remittance and workforce software.

South Korea

Korea combines one of the most active crypto markets with world-class gaming and electronics, creating demand for exchange, game-backend and IoT engineering.

Sri Lanka

Apparel exporters, tourism operators and banks digitise with ERP, booking and LANKAQR payment solutions.

Bangladesh

Mobile-money leaders like bKash and the garment export industry need wallet integrations, remittance and production software.

Kazakhstan

Kaspi's super-app model, the Astana International Financial Centre and energy companies drive demand for fintech, crypto and enterprise software.

Uzbekistan

Rapid digital reforms in Uzbekistan are creating demand for banking apps, e-commerce and government digital services.

Azerbaijan

Azerbaijan's energy companies, banks and Middle Corridor logistics invest in digital transformation projects.

Nepal

Remittances, digital wallets like eSewa and Khalti, and tourism make Nepal a growing market for fintech and booking software.

Cambodia

Cambodia's Bakong blockchain-based payment system and KHQR standard have accelerated digital payments and fintech demand.

Fiji

Tourism and Pacific remittances make Fiji a market for booking, mobile-wallet and remittance software.

Software development in Africa

South Africa

South Africa licenses crypto-asset providers under FSCA and has a mature insurance sector — both need compliant digital platforms.

Nigeria

Africa's largest fintech market, Nigeria needs wallets, agency banking and remittance software that works on USSD and low-end phones.

Kenya

M-Pesa made Kenya a mobile-money pioneer; businesses need M-Pesa integrations, digital lending and agritech platforms.

Egypt

InstaPay growth and a large young population drive demand for fintech, e-commerce and logistics platforms.

Morocco

Casablanca Finance City and automotive/aerospace clusters create demand for enterprise, finance and tourism software.

Ghana

Mobile-money interoperability and a stable business climate make Ghana a West African fintech base.

Rwanda

Kigali International Financial Centre and a pro-innovation government attract fintech and gov-tech projects.

Mauritius

A gateway for Africa-focused funds and fintechs, with clear virtual-asset (VAITOS) licensing.

Tanzania

Mobile money and Dar es Salaam port logistics create demand for payments and supply-chain software.

Uganda

Mobile-money adoption and agritech growth make Uganda a strong market for payments and farm-to-market platforms.

Ethiopia

Telebirr's rapid growth and financial-sector liberalisation create strong demand for mobile money and digital banking in Ethiopia.

Côte d'Ivoire

Côte d'Ivoire is a West African mobile-money leader where wallets like Wave and Orange Money drive fintech and agritech demand.

Senegal

Senegal is home to Wave's low-cost mobile money model and a vibrant Dakar startup scene.

Tunisia

Tunisia's Startup Act, engineering talent and automotive-components sector support software and fintech development.

Botswana

Botswana's stable economy, diamond industry and safari tourism drive demand for mining, banking and booking software.

Zambia

Copper mining and mobile money growth create demand for operations, agritech and payment software in Zambia.

How remote delivery works

We agree a daily overlap window with your team, use your collaboration tools, and run weekly demos. A named project manager is accountable for communication, and code lives in your repository from day one, so distance never reduces visibility.

Our delivery process

Every engagement follows the same transparent process, so you always know what is being built, what it costs and what comes next.

Discovery

Workshops, requirements, integrations and success metrics, ending in a written scope, milestone plan and fixed estimate.

Design & architecture

User flows, clickable prototypes, data model, hosting and security design — approved before coding starts.

Agile development

Two-week sprints with demos, a shared backlog and code in your own repository.

Quality assurance

Dedicated QA engineers run manual, automated, performance and security checks before every release.

Launch

Zero-downtime deployment, data migration, monitoring and user training.

Support & growth

SLA-backed maintenance, security patches and continuous improvement after go-live.

Engagement models

ModelBest forBilling
Fixed priceWell-defined scopeMilestone payments
Dedicated teamLong-term productsMonthly per engineer
Time & materialsEvolving requirementsHourly or daily
HybridMVP then growthFixed phase + monthly team

In every model you own the code and IP, talk directly to engineers and receive weekly demos and written progress reports.

Why outsource to NNT Software in India

India is the world's largest software-services hub. NNT Software combines that depth of talent with a product mindset: we have delivered more than 2,000 projects since 2010 and run eight of our own SaaS products, so we understand what it takes to build software that lasts.

Clients in the United States, United Kingdom, Europe, the Gulf and Australia typically save 40–60% versus local agencies, while keeping daily overlap hours, English communication, a named project manager and full ownership of their code.

Frequently asked questions

How long does software development take?

Most first releases take 6–16 weeks depending on scope. Larger platforms are delivered in phases so you start getting value early.

Do I own the source code for my software development project?

Yes. All source code, designs, documentation and intellectual property transfer to you, and the code lives in your own repository from day one.

Will you sign an NDA before we share details?

Yes. We sign your NDA or provide ours before any discovery conversation.

How do we communicate during the project?

Through a named project manager, a shared backlog (Jira or similar), Slack, Teams or WhatsApp, weekly demos and written status reports.

What support do you provide after launch?

Monthly support plans cover bug fixes, monitoring, security patches, small enhancements and agreed response times.

Why choose N&T Software

A technology partnership that feels structured, fast and dependable

We help businesses move from scattered tools and manual work to stable digital systems that are easier to manage, scale and improve over time. Our approach blends business understanding, practical execution and long-term support.

16+

Years of team experience

2,000+

Projects delivered

50+

In-house engineers

8

Own SaaS products

  1. 01

    Custom software aligned to your workflows

    Approval cycles, reporting and integrations designed around how your team actually works.

  2. 02

    A clear, predictable delivery process

    Discovery, fixed milestones, weekly demos and a shared backlog from kickoff to launch.

  3. 03

    Architecture built for growth

    Scalable, secure foundations ready for automation, AI, integrations and new markets.

  4. 04

    Long-term support after launch

    SLA-backed maintenance, monitoring and continuous improvement.

Have a product in mind? Let us scope it together.

Share your idea and get a free consultation, a clear plan and a written estimate within 48 hours.