Digital Banking & Neobanks in Ghent, Belgium: overview
Biotech and tech startups. Digital banking & neobanks is one of the engagements local companies ask us for most often.
NNT Software builds digital banking and neobank products — mobile-first banking apps, BaaS integrations, card issuing, multi-currency accounts and personal-finance features — on top of licensed banking partners or your own charter.. Delivered remotely from India with 3.5–4.5 hours of daily overlap with Central European working hours.
Ghent at a glance
Business districts
Most of the activity in Ghent is concentrated in the city centre and Technologiepark. We regularly support companies based in these areas.
Economy and key industries
Biotech and tech startups. These sectors drive most of the software demand we see in Ghent.
Talent and universities
Ghent University. Local teams often pair with our engineers in India to add capacity and specialist skills.
Connectivity and infrastructure
Port of Ghent. We plan hosting, latency and integrations with this in mind.
Why Ghent companies invest in software
With biotech and tech startups, businesses in Ghent face growing pressure to digitise operations, serve customers online and integrate with partners. The most common requests we receive from Ghent are digital banking & neobanks.
Because Ghent draws talent from Ghent University, many companies here run lean in-house teams and use NNT Software to add product engineering, QA, DevOps or AI skills on demand — with delivery scheduled around CET working hours.
How we would approach a project in Ghent
- Start with the workflows that matter most to biotech and tech startups — usually fraud controls and banking app.
- Meet stakeholders in the city centre or online for a one-to-two-week discovery workshop.
- Plan hosting and integrations around port of Ghent and the CET working day.
- Combine your local team — often hired from Ghent University — with NNT engineers for design, development and QA.
- Release in two-week sprints and review results with your Ghent team every fortnight.
How Ghent businesses use digital banking & neobanks
Fraud controls
Device, behaviour and transaction monitoring. Logistics companies in Ghent usually prioritise this first, tracking progress on on-time delivery rate and cost per drop.
Banking app
Accounts, cards, transfers and insights. Logistics companies in Ghent usually prioritise this first, tracking progress on on-time delivery rate and cost per drop.
BaaS integration
Partner-bank, card-issuer and ledger APIs. Logistics companies in Ghent usually prioritise this first, tracking progress on on-time delivery rate and cost per drop.
Card programmes
Virtual and physical card issuing flows. Logistics companies in Ghent usually prioritise this first, tracking progress on on-time delivery rate and cost per drop.
What digital banking & neobanks includes for Ghent clients
Fraud controls
Device, behaviour and transaction monitoring.
Banking app
Accounts, cards, transfers and insights.
BaaS integration
Partner-bank, card-issuer and ledger APIs.
Card programmes
Virtual and physical card issuing flows.
Hosting for Ghent projects
For low latency in Ghent and compliance with EU GDPR, we usually recommend Google Cloud St. Ghislain.
Localising digital banking & neobanks for Ghent
Business in Ghent is mainly conducted in Dutch, French and German. We build interfaces, notifications and documents ready for those languages, and plan releases around the CET working day.
Digital Banking & Neobanks pricing for Ghent
Priced as per your requirements and budget, quoted in EUR or USD, after a free discovery call.
Working with a Ghent team
We work with 3.5–4.5 hours of daily overlap with Central European working hours (CET). You get a named project manager, weekly demos and written status reports.
Next steps
Ready to discuss digital banking & neobanks in Ghent? Here is how to get started with NNT Software:
- Share your goals, users, must-have features and timeline through the contact form, email or WhatsApp.
- Join a free 30-minute discovery call with a solution architect — we sign an NDA first if you prefer.
- Receive a written proposal within 48 hours: scope, milestones, team, timeline and fixed estimate.
- Kick off with a discovery workshop and see working software in your first sprint demo.