Payments & PSPs in Zagreb, Croatia: overview
Tech startups, banks and government. Payments & psps is one of the engagements local companies ask us for most often.
NNT Software engineers payment platforms for PSPs, acquirers, payment facilitators and merchants — payment gateways, orchestration and smart routing, merchant onboarding, payouts, settlement and reconciliation — with PCI-DSS-aware architecture and local payment rails worldwide.. Delivered remotely from India with 3.5–4.5 hours of daily overlap with Central European working hours.
Zagreb at a glance
Business districts
Most of the activity in Zagreb is concentrated in the city centre and Radnička business zone. We regularly support companies based in these areas.
Economy and key industries
Tech startups, banks and government. These sectors drive most of the software demand we see in Zagreb.
Talent and universities
University of Zagreb. Local teams often pair with our engineers in India to add capacity and specialist skills.
Connectivity and infrastructure
Zagreb Airport. We plan hosting, latency and integrations with this in mind.
Why Zagreb companies invest in software
With tech startups, banks and government, businesses in Zagreb face growing pressure to digitise operations, serve customers online and integrate with partners. The most common requests we receive from Zagreb are payments & psps.
Because Zagreb draws talent from University of Zagreb, many companies here run lean in-house teams and use NNT Software to add product engineering, QA, DevOps or AI skills on demand — with delivery scheduled around CET working hours.
How we would approach a project in Zagreb
- Start with the workflows that matter most to tech startups — usually settlement engine and payment gateway.
- Meet stakeholders in the city centre or online for a one-to-two-week discovery workshop.
- Plan hosting and integrations around zagreb Airport and the CET working day.
- Combine your local team — often hired from University of Zagreb — with NNT engineers for design, development and QA.
- Release in two-week sprints and review results with your Zagreb team every fortnight.
How Zagreb businesses use payments & psps
Settlement engine
Fees, splits, reserves and reconciliation. Gaming companies in Zagreb usually prioritise this first, tracking progress on daily active players and retention day 7.
Payment gateway
Hosted checkout, APIs and tokenisation. Gaming companies in Zagreb usually prioritise this first, tracking progress on daily active players and retention day 7.
Orchestration
Smart routing and failover across PSPs. Gaming companies in Zagreb usually prioritise this first, tracking progress on daily active players and retention day 7.
Merchant portal
KYB onboarding, dashboards and payouts. Gaming companies in Zagreb usually prioritise this first, tracking progress on daily active players and retention day 7.
What payments & psps includes for Zagreb clients
Settlement engine
Fees, splits, reserves and reconciliation.
Payment gateway
Hosted checkout, APIs and tokenisation.
Orchestration
Smart routing and failover across PSPs.
Merchant portal
KYB onboarding, dashboards and payouts.
Hosting for Zagreb projects
For low latency in Zagreb and compliance with EU GDPR, we usually recommend Frankfurt, Ireland or another EU region to stay within GDPR transfer rules.
Localising payments & psps for Zagreb
Business in Zagreb is mainly conducted in Croatian. We build interfaces, notifications and documents ready for those languages, and plan releases around the CET working day.
Payments & PSPs pricing for Zagreb
Priced as per your requirements and budget, quoted in EUR or USD, after a free discovery call.
Working with a Zagreb team
We work with 3.5–4.5 hours of daily overlap with Central European working hours (CET). You get a named project manager, weekly demos and written status reports.
Next steps
Ready to discuss payments & psps in Zagreb? Here is how to get started with NNT Software:
- Share your goals, users, must-have features and timeline through the contact form, email or WhatsApp.
- Join a free 30-minute discovery call with a solution architect — we sign an NDA first if you prefer.
- Receive a written proposal within 48 hours: scope, milestones, team, timeline and fixed estimate.
- Kick off with a discovery workshop and see working software in your first sprint demo.